Car Insurance
Comprehensive and third party cover with tailored protection for every driver.
In short
Car insurance in Australia comes in three optional levels: Comprehensive, Third Party Property Fire and Theft, and Third Party Property Only, on top of mandatory CTP. Kasana Insurance Brokers compares leading insurers to match the level of cover to your vehicle, driving needs and budget, then supports you through any claim.
Get the Right Car Insurance for Complete Peace of Mind
Car insurance helps protect you from financial loss if your vehicle is damaged, stolen, or involved in an accident. We offer multiple cover options designed to keep you safe on the road, no matter where you drive in Australia.
At Kasana Insurance Brokers, we help you choose the right car insurance cover based on your driving needs, vehicle type, and budget, ensuring peace of mind every time you are on the road. We offer flexible car insurance solutions across Australia, designed to give you the right balance of protection and affordability.
01Comprehensive Car Insurance
Our most complete cover, designed to protect both your car and other people's property.
02Third Party Property, Fire & Theft
A smart mid-level option offering both liability and limited protection for your own car.
03Third Party Property Only
Affordable liability protection. A good choice for older cars or drivers seeking budget-friendly cover.
What's Included in Your Cover?
We compare policies, negotiate on your behalf, and help you secure the right cover at the right price. Our support continues even after purchasing, especially when you need to make a claim.
- Tailored cover to suit your needs
- Lifetime guarantee on authorised repairs
- High-quality repairers across Australia
- 24/7 claims support
- Towing after an insured event
- Hire car for eligible claims
- Strong value and trusted service
Types of Car Insurance Coverage
01Comprehensive Car Insurance
Comprehensive Car Insurance offers the highest level of protection for your vehicle. It covers damage to your car as well as damage your car may cause to other people's vehicles or property. This policy generally covers:
- Damage to your car caused by accidents
- Theft, attempted theft, and vandalism
- Fire and explosion
- Weather-related events such as hail, storms, and floods
- Accidental damage to other vehicles or property
- Hire car after a no-fault accident or theft (policy conditions apply)
- New car replacement for eligible vehicles
This option is ideal for new or high-value vehicles and drivers who want complete protection.
02Third Party Property, Fire & Theft Insurance
This cover protects you against damage your car causes to someone else's property while also providing limited protection for your own vehicle. This policy typically includes:
- Damage caused by your car to other vehicles or property
- Loss or damage to your car due to fire
- Theft or attempted theft of your car
- Hire car following theft (subject to policy terms)
It is a popular option for drivers seeking affordable cover with essential protection.
03Third Party Property Only Insurance
Third Party Property Only Insurance provides basic liability cover. It protects you if your vehicle causes damage to someone else's car or property. This policy includes:
- Damage caused to other vehicles
- Damage caused to other people's property
It does not cover damage to your own vehicle and is suitable for older or low-value cars.
04Compulsory Third Party (CTP) Insurance
Compulsory Third Party Insurance, also known as a Green Slip in NSW, is mandatory for all registered vehicles in Australia. CTP insurance covers compensation costs if your vehicle causes an accident that results in injury or death to other people. This includes:
- Passengers in your vehicle
- Pedestrians
- Cyclists
- Motorcyclists
- Other drivers and passengers
CTP does not cover damage to vehicles or property.
Benefits & Features of Our Car Insurance
- Tailor-made policies to suit your needs
- Lifetime guarantee on authorised repairs
- Access to trusted repairers across Australia
- 24/7 claims support
- Towing costs after an insured event
- Hire car following a no-fault accident or theft
- Competitive premiums and outstanding value
- Highly rated claims service
Why Choose Kasana Insurance Brokers?
We work for you, not the insurers. Our team compares policies from leading insurance providers to ensure you receive the right cover at the right price. From choosing a policy to managing claims, we support you every step of the way.
Car Insurance questions.
What is the difference between comprehensive and third party car insurance?
Comprehensive cover protects your own vehicle as well as damage you cause to other people's vehicles or property. Third Party Property Only covers damage to other people's property but not your own car. Third Party Property, Fire and Theft sits in between, adding limited cover for your own car if it is stolen or damaged by fire.
Is CTP insurance the same as car insurance?
No. Compulsory Third Party (CTP) insurance is mandatory for every registered vehicle in Australia and only covers injury or death to other people. It does not cover damage to vehicles or property, which is why most drivers add comprehensive or third party property cover.
Does car insurance include a hire car after an accident?
Many comprehensive policies include a hire car after a no-fault accident or theft, subject to policy conditions and limits. We confirm exactly what is included before you buy so there are no surprises at claim time.
Why use a broker for car insurance instead of buying online?
A broker compares policies from multiple insurers, explains the exclusions, and works for you rather than the insurer. If you need to claim, your broker helps manage the process from lodgement to settlement.
Compare Quotes & Choose the Right Car Insurance
Get a quick car insurance quote with Kasana Insurance Brokers. We help you find the right cover so you never pay for anything unnecessary.