Event Insurance – Kasana Insurance Brokers
Event Insurance is essential for any individual or organisation planning an event. Whether it’s a corporate function, wedding, concert, exhibition, festival, trade show, or charity event, proper insurance helps protect you from unexpected financial risks.
Organising an event involves many moving parts, and even a small incident can result in costly claims. Event Insurance helps safeguard you against liabilities and losses that may arise before, during, or after the event.
What Does Event Insurance Cover?
Depending on the policy selected, Event Insurance may provide cover for:
- Financial losses due to event cancellation or postponement caused by bad weather or non-appearance of performers
- Damage to event venues, equipment, or hired property
- Public liability claims for third-party personal injury or property damage
- Legal liability arising from negligence by event staff or organisers
This insurance is designed to protect event organisers against legal and financial responsibility related to injuries or property damage involving third parties.
Small Events Liability Insurance
Small Events Liability is a one-off, non-renewable public liability cover designed for smaller gatherings with up to 500 attendees.
Events We Commonly Cover:
Cultural events
Engagement parties
Weddings and commitment ceremonies
Anniversary functions
Christening and religious events
Art exhibitions
Under-18 discos
AGMs, meetings, and presentations
Corporate functions
Birthday celebrations (excluding 18th & 21st birthdays)
Events Liability Insurance
This policy provides general public liability cover for larger or higher-risk events, including:
- Festivals and fairs
- Music and entertainment events
- Theatre productions
- Exhibitions and conferences
- Trade and promotional events
It protects organisers against third-party injury or property damage claims during the event.
Event Cancellation Insurance
Event Cancellation Insurance provides financial protection if an event is cancelled, postponed, restricted, abandoned, or relocated due to circumstances beyond your control.
Key Features:
- Optional cover for outdoor events affected by adverse weather
- Cover for reasonable costs incurred to minimise losses
- Protection for rescheduling or relocation expenses
Who Needs Event Insurance?
- Event organisers
- PR agencies
- Corporate planners
- Wedding planners
- Community & cultural event organisers
Liability Fire Protection Insurance
This cover is suitable for businesses involved in fire protection products and services, including:
- Supply, installation, and maintenance of fire extinguishers, hose reels, and hydrants
- Fire alarm systems, fire doors, pumps, and emergency lighting
- Sprinkler and alarm testing services
- Retail and wholesale product sales
- Incidental design work
- Training and surveying services, including bushfire risk assessments
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